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Entrepreneur Resource Center

About The Resouce Center

Regardless of the size, entrepreneurs and small businesses are key to a vibrant future for rural Kentucky. Whether you are self-employed, starting a new business, or want to grow your current business, resources are available to assist you at each stage of your growth.

Entrepreneurs’ Resource Centers (ERC), such as this one, are being established throughout south central Kentucky* as an outreach of the Kentucky Entrepreneurial Coaches Institute (KECI). The goal is to assist citizens in accessing the local, state, and national resources available to help them start and sustain healthy businesses.

If you have any questions concerning this information source, or the KECI “Coaching” concept, please contact Virginia Davis at the Hart County Chamber of Commerce (270) 524-2892.  The list of resources that follow are by no means exhaustive, but do include those we have found to be relevant, comprehensive, easy-to-use sources of information for new entrepreneurs.

*Planned ERC locations at this time include: Adair County, Barren County, Green County, Hart County, Marion County, Metcalfe County, Washington County.

What Is KECI Anyway?

Kentucky Entrepreneurial Coaches Institute combines leadership development with entrepreneurial coaching and advocacy. Funded by a grant from the Kentucky Agricultural Development Board, this unique educational initiative trains volunteer leaders from formerly tobacco dependent counties throughout the commonwealth to coach individual entrepreneurs and work with others to stimulate entrepreneurial friendly communities. For more information about the Institute check out the KECI website by clicking here: http://www.uky.edu/Ag/CLD/KECI/

What does an Entrepreneurial Coach Do?

Entrepreneurs may not be able to do everything needed to start or expand a business themselves. Just as athletes depend on a coach to help them reach new horizons, an entrepreneurial coach can help you to think and act more creatively for success. The bottom line: a coach can help you save time and money.

Click here to find a coach near you: http://www.uky.edu/Ag/CLD/KECI/findcoach.htm

Local Resources

Hart County Chamber of Commerce  - is an excellent resource for county information.  Plus, your association with the Chamber of Commerce is an excellent way to make others aware that you are in business. The Chamber often offers several business-related workshops throughout the year.  Their office is located at 119 East Union Street in Munfordville.  Telephone:  (270) 524-2892 or visit their website at www.hartcountyky.org.

Hart County Industrial Authority -  A local volunteer board of five individuals from across the county, this organization’s primary focus is to assist new and existing industries. Contact John Bunnell, PO Box 490, Munfordville, KY 42765    Phone: 270-524-5219  FAX: 270-524-9732  This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Hart County Cooperative Extension Service – offers additional information on the county. This is a particularly useful agency to contact if considering starting an agriculture related enterprise. Located at 509 A.A. Whitman Lane, Munfordville, KY  42765.  Or, call (270) 524-2451.

City Hall – If you plan to open a business in Hart County, you may be required to obtain a business license.  For businesses locating in or servicing the Munfordville are, contact:

Munfordville City Hall, P. O. Box 85, Munfordville, KY  42765.  Their office is located in downtown Munfordville.  Call (270) 524-5701.

For businesses operating in the Horse Cave area, contact:  Horse Cave City Hall, P. O. Box 326, Horse Cave, KY  42749.  Their office adjoins the Horse Cave Public Library.  (270) 786-2680.

For businesses operating in the Bonnieville area, contact:  Bonnieville City Hall, P. O. Box 85, Bonnieville, KY  42713.  (270) 531-3212.

Occupational Tax Office – All businesses are also required to register with the Occupational Tax Office.  Hart County levies an occupational license tax of .8% of gross wages, salaries, commissions, or other compensation of individuals and on net profits of businesses.  For more information, contact:  Rietta L. Osborne, Occupational Tax Administrator, P. O. Box 247, Munfordville, KY  42749.  (270) 524-3507.

The Cities of Horse Cave (.5%) and Munfordville (.75%) have also levied an occupational tax.  Consult the City Clerk in each of these communities for more information.

Property Valuation Authority – All businesses who own, lease, or have a beneficial interest in taxable tangible property located within Hart County must file a report with the Property Valuation office.  Contact: Vicky Reynolds, Property Valuation Administrator, East Union St., Munfordville, KY  42765.  (270) 524-2321.

Kentucky Revenue Cabinet – All businesses making sales in Kentucky are required to have a state tax number.  Registration applications can be obtained from the Kentucky Revenue Cabinet.  Kentucky Revenue Cabinet, 200 Fair Oaks Lane, Frankfort, KY  40602.  (502) 564-4581.  Or, visit www.revenue.ky.gov.

Barren River Health Department (Hart County Health Department) – This agency should be contacted to obtain permits for restaurants, septic tanks, and retail markets involved in the sale of food or grocery items.  Businesses are surveyed to insure that all necessary regulations set forth by the Health Department are being upheld.  Hart County Health Department, P. O. Box 65, Munfordville, KY  42765.  (270) 524-2511.

Workers Compensation – The state requires that any employer who has one or more employees must provide workers compensation insurance for their employee(s).  More information is available from your personal insurance agent or contact.  Or, contact Department of Worker’s Claims, Perimeter Park West, 1270 Louisville Road, Frankfort, KY  40601.  (502) 564-5550.

Networking Women – Hart County Chapter – An organization that provides a business network for women.  The meetings are designed to allow members an opportunity to showcase their business and services to other women.  Contact: Jennifer C. Davenport, President - Hart County Networking Women, P O Box 367, Horse Cave, KY 42749.  (270) 528-7940   This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Inspections.  Building, Electrical, Plumbing – (270) 524-1782.  State Plumbing Inspector – (270) 524-3509.

Additional local resources that contain demographic and other economic development information-   Barren River Area Development District (BRADD): www.bradd.org and South Central Kentucky Center for Business: www.southcentralky.com

Kentucky Links & Resources

Kentucky is working hard to provide entrepreneurs with the resources they need to get started. Resources available to businesses in Kentucky include information, forms, research, grant funding, and even one-on-one assistance. Most of these resources are available at little to no cost.

Kentucky Small Business Development Center (KSDC): http://www.ksbdc.org/

The Kentucky Small Business Development Center has been assisting the Commonwealth’s small business community for more than 25 years. With 15 service centers statewide and an experienced and knowledgeable staff, KSBDC provides unparalleled consulting and training services that help existing business owners and potential entrepreneurs succeed. Their services include: one-on-one management consultations, training workshops, market research, loan packaging help, assistance with financial projections and information needed to make informed business decisions.

The KSDC is also a good resource for developing a business plan: http://www.ksbdc.org/new-businesses/business-planning/

Market Maker: http://ky.marketmaker.uiuc.edu/

An interactive mapping system that locates businesses and markets of agricultural products in Kentucky, providing an important link between producers and consumers.

The Kentucky Department of Agriculture Kentucky Proud Program: http://www.kyagr.com/kyproud/index.htm

Kentucky Proud is a trademarked initiative developed by the Kentucky Department of Agriculture to aid Kentuckians in establishing or expanding their market place. The program is funded by monies set aside by the Kentucky legislature from Kentucky's portion of the Master Tobacco Settlement. Considerable time, effort and financial resources are invested each year to further promote the Kentucky Proud brand. Food producers and retailers can be "Kentucky Proud".

The University of Kentucky Cooperative Extension Service: http://ces.ca.uky.edu/ces/

Based in the University of Kentucky College of Agriculture, the UK Cooperative Extension Service reaches millions of Kentucky residents each year with educational programs in agriculture and natural resources, family and consumer sciences, 4-H and youth development, and community and economic development. They serve as the local "front door" to the campus of the University of Kentucky through local agents working in each of the Commonwealth's 120 county Cooperative Extension offices.

The Governor's Office of Agricultural Policy:

The Governor's Office of Agricultural Policy (GOAP) provides a direct link between the Governor and one of the state's most important industries. The office administers the Governor's Commission on Family Farms, the Kentucky Agricultural Resource Development Authority (KARDA), the Kentucky Agricultural Development Board (Phase I), the Kentucky Tobacco Settlement Trust Corporation (Phase II), and the Kentucky Aquaculture Infrastructure Development Fund. Additionally, this office represents Kentucky's interests as national agricultural policy is developed.

Start Up Kentucky: http://www.startupkentucky.com/

Funding source for technology based startup companies.

Kentucky Science and Technology Corporation: http://www.kstc.com/

(KSTC) is a private non-profit organization dedicated to enhancing the capacity of people, companies and organizations to develop and apply science and technology and compete responsibly in the global marketplace.

Think Kentucky:

Starting a business (or buying an existing business) requires an understanding of local, state and federal requirements to legally operate the business. The required permits, licenses and registrations can vary depending on the type of business, how the business is structured, where the business is located, etc.

Kentucky Entrepreneurial Accelerator Network:

A partnership of The Center for Rural Development, Kentucky Highlands Investment Corporation, Southeast Kentucky Community and Technical College, and the University of Kentucky. The Kentucky Entrepreneurial Accelerator Network (KEAN) is an Internet portal providing access to Kentucky’s rich wealth of entrepreneurial resources and technical assistance through the KEAN website.

This is the Workforce Kentucky web site delivered by the Office of Employment and Training (OET). The site is designed to serve employers, job seekers, students, counselors, educators and training providers. It is the largest source of labor market data in the Commonwealth. Users can explore occupations, labor markets, geographic areas, industry projections, and much more. For more information, please take the tour.

Kentucky State Data Center: http://ksdc.louisville.edu/

This site provides statistics, maps, presentations, and publications about data related to Kentucky employment, education, housing, economy/business, and income/poverty.

Kentucky SOS Trademarks and Service Marks Database: http://apps.sos.ky.gov/business/trademarks/

This is a part of the Kentucky Secretary of State’s website. It can be used to select search criteria and enter keywords that can identify and find a registered mark. It is important to understand the limitations of the database.


National Links & Resources


SCORE "Counselors to America's Small Business" is a nonprofit association dedicated to educating entrepreneurs and the formation, growth and success of small business nationwide. SCORE is a resource partner with the U.S. Small Business Administration (SBA).

Center for Rural Entrepreneurship:

The mission of the Center for Rural Entrepreneurship (RUPRI) is to help leaders and citizens in rural communities and regions across the U.S. embrace entrepreneurship as a core rural economic development strategy. The Appalachian Regional Commission:

The Appalachian Regional Commission is a federal-state partnership that works with the people of Appalachia to create opportunities for self-sustaining economic development and improved quality of life.

The Kauffman Foundation:
The Kauffman Foundation is often referred to as one of the largest foundations in the United States—or as the world's largest foundation devoted to entrepreneurship.

The Bureau of Economic Analysis:

The Bureau of Economic Analysis (BEA) promotes a better understanding of the U.S. economy by providing the most timely, relevant, and accurate economic accounts data in an objective and cost-effective manner. BEA is an agency of the Department of Commerce.

Small Business Resource Guide:

In order to provide the most timely and up-to-date tax information, The Small Business Resource Guide (SBRG), formally a CD-ROM, is now available exclusively on line.

Designed to equip small business owners with the skills and knowledge needed to successfully start and manage a business. The SBRG 2009 Website offers a wide range of tax topics, Web links to business forms, publications, other useful governmental Web sites, and much more.

Small Business Video and Audio Presentations:

As a part of the Internal Revenue Service website, these short presentations are dedicated to helping your small business. In addition to these video and audio presentations, please visit the Small Business Tax Workshop Video page for instructional lessons. To view the videos, download the Flash Player if you don't already have it.

Self-Employed Individuals Tax Center:

Small businesses and the self-employed will also find information and resources in this Self-Employed Tax Center.